Motorists in Ireland are advised to avoid travel during the Red Weather Alert and understand their insurance coverage during severe weather conditions
The storm, named Éowyn, is no joke. It’s expected to be life-threatening. The RSA is urging everyone to avoid unnecessary travel. After the storm, be careful of fallen trees and debris.
If you must drive, know that your insurance might be at risk. Driving during a Red Weather Event could lead to issues with your coverage. Comprehensive insurance usually covers storm damage, but not always.
If you drive recklessly and cause an accident, your insurer might refuse to pay. They can argue that you ignored warnings. However, if your car gets damaged by storm debris, you should be covered.
Insurance Ireland confirms that comprehensive policies cover storm damage. Third-party policies protect against damage to others in accidents.
So, the best advice? Don’t travel during a red warning. If you have to go out afterward, take it slow. Increase your braking distance and be cautious of visibility.
Avoid flooded roads and drive slowly after passing through water. Always use dipped headlights to stay visible. Watch for unexpected debris and be mindful of strong winds. Stay safe out there!
